Welcome to hvgrowth.in. Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the hvgrowth.in website (the “Service”) operated by HV Growth (“us”, “we”, or “our”).

1. Acceptance of Terms By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Registration Users are required to register to access certain features of the site, such as purchasing online courses or posting comments. You must provide accurate and complete information and keep your account information updated. You are responsible for the security of your account and for all activities that occur under the account.

3. Privacy Policy Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. The Privacy Policy is incorporated into these Terms by reference.

4. Use of the Site The Service and its original content (excluding content provided by users), features, and functionality are owned by HV Growth and are protected by copyright, trademark, and other intellectual property or proprietary rights laws.

5. Course Enrollment and Access When you enroll in a course, you are granted a license to view the course via the hvgrowth.in platform, and HV Growth is the licensor of record. Courses are licensed, and not sold, to you. This license does not give you any right to resell the course in any manner (including by sharing account information with a purchaser or illegally downloading the course and sharing it on torrent sites).

6. Refunds Refund requests for online courses must be submitted within 14 days of the purchase date. Refunds are processed according to the payment method used at the time of purchase and in accordance with our Refund Policy.

7. User-Generated Content You may post comments, text, photos, messages, and other content (“User Content”) as long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties or objectionable.

8. Prohibited Conduct You are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others.

9. Disclaimer of Warranties; Limitation of Liability We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

10. Changes to Terms and Conditions We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

11. Contact Us If you have any questions about these Terms, please contact us.